Prevention tips


Looking to make the right choices when it comes to insurance and the prevention of losses? You’ve come to the right place. The Prevention tips section provides many useful tips on the subject.

In fact, you can contact your insurance broker anytime for sound advice. Happy reading!

Auto November 14, 2024 • 4 min

How is your car or home insurance calculated?

Find out what factors are used to calculate your insurance premium.


Auto October 18, 2024 • 3 min

Top 10 most stolen vehicles in Quebec

Is your car one of the top 10 most stolen models in Quebec?


Home September 20, 2024 • 4 min

6 steps for yard winterization

Winterizing your yard takes planning! Here are 6 steps to help you prepare for old man winter.


Leisure Vehicle September 20, 2024 • 2 min 40 s

Winterizing your boat: maintenance and storage

The time to put your boat in storage for the winter is fast approaching. Follow these steps to prevent any damage to it during the cold weather.


Leisure Vehicle August 1, 2024 • 3 min

7 prevention measures for a hassle-free roadtrip

Have safe travels and an unforgettable experience on the roads in Canada and the US by taking these 7 prevention measures. Good memories guaranteed!


Home June 27, 2024 • 4 min

Risks associated with lithium batteries

Here are a few tips on how to use and safely dispose of lithium batteries.


Home June 10, 2024 • 3 min

Everything you need to know about insurance for your first home

About to buy your first home? Here’s everything you need to know on home insurance!


Home May 1, 2024 • 3 min

Using a home inspection report to prepare a maintenance plan

Attention future homeowners! Learn how to use your home inspection report to prepare a maintenance plan.


Auto April 26, 2024 • 4 min

8 questions on removing a vehicle from storage

With spring just around the corner, we bet you’re eager to get your RV or convertible back on the road! Keep reading for everything you need to know about removing a vehicle from storage with the Société de l'assurance automobile du Québec (SAAQ) and your insurer.


Home January 31,2024 • 7 min

7 tips for maintaining the ideal temperature at home this winter

Feeling chilly even with the heat on? Here are 7 tips for maintaining the ideal temperature at home this winter without breaking the bank.


Home January 22, 2024 • 5 min

Preparing your home for a winter storm

Is your home ready for the next winter storm? Let’s take a closer look.


Home November 3, 2023 • 3 min

Five cottage winterizing steps

Do you close your cottage for the winter? Follow these five steps to limit damage and ensure your peace of mind.


Auto September 8, 2023 • 3 min

6 tips for storing your vehicle

Storing a vehicle involves more than just parking it in a safe place. Here’s how to ensure that it’s ready to roll after months of storage.


Home August 8, 2023 • 3 min

Travel insurance: protecting your belongings from theft

Are your belongings covered if they’re stolen while travelling? Good insurance can make all the difference when you've been robbed.


Leisure Vehicle July 7, 2023 • 5 min

Some tips for safe RV driving

Driving an RV is not like driving a car Follow our tips to enjoy the great outdoors and take off with peace of mind.


Home June 21, 2023 • 4 min

Our 5 tips for fire safety this summer

Barbecues, fireworks, cigarettes and heating accessories are all potential fire hazards. Here’s how you can keep the risk to a minimum this summer.


Home May 29, 2023 • 2 min

Tips for safe landscaping

Here are a few tips on how to landscape your yard without causing damage. 


Home May 19, 2023 • 3 min

Limit risks with tenants’ insurance

All prudent tenants should have home insurance and follow these tips to avoid making claims.


Auto March 24, 2023 • 3 min

Car theft: Prevent key cloning

Cloning an electronic key to steal a car takes just a few minutes. Here are a few tips to protect your car from theft.


Auto February 21, 2023 • 2 min

6 myths about accidents and auto insurance

Auto insurance can seem complicated at times, particularly when preconceived notions abound. Here are 6 myths to debunk.


Home January 13, 2023 • 2 min

Prevent the theft of your sports equipment this winter

Prevent the theft of your sports equipment this winter with these tips. Increase your chances of success and thwart thieves.


Home November 23, 2022 • 1 min

Celebrate the Holidays Safely

When the holiday season is upon us, many are brightening their home with lights and decorations to recreate the magic of Christmas. In case you don’t already know it, your holiday decorations can increase your risk of fire. Here are a few tips on how to enjoy the holidays safely.


Auto November 22, 2022 • 5 min

8 ways to reduce the risk of an accident this winter

Winter brings added challenges for drivers. To drive safely during the cold months, here are eight tips that will make you a better driver.


Home November 7, 2022 • 2 min

What you need to know about wood heating  

Want to know more about wood heating? Our team has all the information you need to know.


Home October 24, 2022 • 2 min

4 tips for a safe Halloween

Like it or not, there’s just no avoiding Halloween at the end of October. Every year you can expect to see spooky decorations and kids in costumes running around the neighborhood in search of goodies. All factors that increase the risk of accidents and auto or home insurance claims... We would like to share a few tips to ensure a safe Halloween!


Home October 11, 2022 • 4 min

How to prevent fires

Here’s a reminder of the primary measures you can take to prevent a fire in your home.


Leisure Vehicle October 7, 2022 • 1 min

ATV insurance for peace of mind

Does your explorer’s spirit often lead you off the beaten path? Insure your ATV and embark on your adventure with peace of mind.


Home October 6, 2022 • 2 min

How to prevent rodents from invading your home

In this article, you can find tips on how to prevent rodents from taking refuge between your walls


Leisure Vehicle October 5, 2022 • 1 min

A storage credit for seasonal vehicles in 5 questions

Do you store a vehicle over the winter and want to learn how an insurance credit for storing seasonal vehicles works? Our team answers five frequently asked questions.


Home September 29, 2022 • 2 min

How can you prevent fires in your dryer?

Dryer fires are usually caused by a lack of proper maintenance. Here are a few helpful tips to help you prevent them.


Home September 28, 2022 • 3 min

How to take care of your trees, from pruning to felling

A healthy tree starts with a little pruning. Find out how to care for trees so they can survive the seasons.


Home September 28, 2022 • 3 min

5 tips to maintain your trees

Regular tree maintenance is the best way to keep them healthy and avoid a claim.


Home September 11, 2022 • 1 min

Renovating your home? There's a few things you need to know!

When you start major renovations, you are often overwhelmed with many questions and decisions. Here is some advice to help you make the right choices.


Auto September 6, 2022 • 2 min

4 facts about car sharing

Car sharing, the automobile branch of the sharing economy, has experienced tremendous growth over the last few years. Are you thinking of sharing your vehicle?


Auto August 3, 2022 • 2 min

Sharing the road with cyclists and pedestrians

In this article you’ll discover what motorists must do and look out for to ensure the safety of everyone who uses the roads.


Home July 4, 2022 • 3 min

Swimming pools and hot tubs: 3 best practices to adopt for your safety

Own a swimming pool or hot tub? By following our prevention and maintenance tips, you can safely enjoy your unit for years to come.


Home June 20, 2022 • 2 min

5 ways to reduce your home insurance costs

Get home insurance that’s suited to your situation, without losing your shirt, using these 5 trips.


Home June 19, 2022 • 2 min

6 tips to adequately cover your cottage

Renowned haven of peace, the cottage is synonymous with getting away and relaxing. It’s best you take the measures to take care of it. Follow these 6 tips from L’Unique General Insurance to adequately insure your cottage and prevent losses.


Home June 13, 2022 • 2 min

Protect your home from break ins

Summertime should be fun, not spent worrying about being burglarized! Here are 6 tips to protect your home from break-ins during the summer.


Auto June 13, 2022 • 1 min

Preventing the theft of your vehicle and its contents

An experienced thief only needs 30 seconds to steal your car. It’s better to prevent it from happening than deal with the aftermath. Learn how to prevent your car and its contents from being stolen.


Home June 6, 2022 • 2 min

3 easy ways to safeguard against bicycle theft

Bicycles are among a thief's favourite targets. Here are 3 tips to keep your bikes safe.


Home June 2, 2022 • 1 min

Fire prevention: Beware of potting soil!

Did you know that the potting soil generally contains peat moss, wood chips, polystyrene or vermiculite, all of which can ignite easily? Potting soil is responsible for a number of home insurance claims every summer. Get informed to prevent your pots of pretty flowers from being a fire hazard.


Home June 1st, 2022 • 1 min

7 BBQ safety tips to prevent fires

Barbecuing is a great summertime tradition! We all enjoy the thrill of the grill, but there are some risks involved. Here are a few safety tips to prevent your cookout from going up in smoke!


Home May 21, 2022 • 2 min

Conserving food: what to do during a power outage?

Even though power outages lasting several hours are rare in Quebec, they still can happen. What do you do to keep refrigerated and frozen food safe in a power outage? Does your home insurance offer reimbursement for spoiled food?


Home May 19, 2022 • 2 min

6 precautionary measures to reduce the risks of smoking-related fires

Read the tips from L’Unique General Insurance to reduce the risks of smoking-related fires.


Auto May 16, 2022 • 2 min

Right turns on red: Test your knowledge

Do you think you know all there is to know about making right turns at red lights? Even though this is now a regular practice of drivers in Quebec, several rules must be kept in mind for safety. The L’Unique General Insurance team has prepared a little quiz so that you can test your knowledge and refresh your memory.


Home May 3, 2022 • 2 min

Is your pet covered?

Even if you consider your loyal companion a member of your family, it's nonetheless an animal and can be unpredictable. If your pet causes damage or bodily injury to a third party, are you covered by your insurance?


Leisure Vehicle April 27, 2022 • 2 min

Boating: Take the proper precautions and be safe!

Whether you have a motorboat, personal watercraft, sailboat, fishing boat or any other type of watercraft, follow these tips for a safe boating season.


Home April 26, 2022 • 3 min

7 propane safety tips

For many of us, the scent of propane sparks memories of one of the joys of summer. Although this combustible material is widely used, improper use or storage, or careless transportation, can result in carbon monoxide poisoning, injury or property damage. You can reduce the risks!


Home April 26, 2022 • 1 min

Spring maintenance: 11 tips for reducing risks!

Springtime means the return of birds and greenery. For homeowners, it’s also time for spring cleaning, inside as well as outside. Here are 11 things that you should check to reduce the risk of preventable damage to your property.


Auto April 18, 2022 • 2 min

Auto insurance renewal: 8 questions to ask yourself

Did you know that you should take the time to update your information, make sure that the coverage is still tailored to your needs and the premium is right, before each auto insurance renewal?


Auto April 15, 2022 • 2 min

Tips to avoid the pitfalls of potholes

Freezing temperatures, thawing period, a lot of traffic...Quebec roads don't have it easy! Just look at the condition of the roads when spring arrives and it's plain to see: potholes multiply! L'Unique General Insurance would like to give you a few tips for a smoother ride this spring.


Home April 14, 2022 • 3 min

Preparing for floods

Based on what we’ve experienced over the last several years, few Quebec residents are spared from flooding risks. In fact, several areas that were never considered susceptible to this type of disaster were hit by floods. Follow our tips so that you're ready to face rising flood waters and minimize the damage that can be caused to your home.


Auto March 29, 2022 • 2 min

Technology in the car: beware of the unnecessary risks!

Do you rely on technology while you’re behind the wheel? You might be taking some major risks! Here are three myths on this topic which may surprise you.


Home March 21, 2022 • 3 min

Spring Thaw: 4 Problem Areas at Home

Each spring, the warming temperatures can lead to water seepage. Keep an eye on these 4 spots in your home to identify seepage and even prevent it!


Home March 18, 2022 • 2 min

Water damage: Check the pipes in your household appliances!

Water damage is responsible for the majority of home insurance losses in this country. Plumbing pipes inside your home are among the main culprits. Here are a few things for you to keep an eye on to help you stay dry.


Leisure Vehicle March 17, 2022 • 2 min

4 things you need to know about motorhome and trailer insurance

Do you own a motorhome or trailer? Here are a few tips to help you pick the right insurance coverage.


Leisure Vehicle February 20, 2022 • 2 min

Shopping for and maintaining a recreational vehicle

Here are a few tips for buying and maintaining a recreational vehicle so you can enjoy it for many years to come.


Leisure Vehicle February 20, 2022 • 2 min

6 tips to kick off the motorcycle season on the right foot

When spring is just around the corner, motorcycle drivers are already dreaming of taking to the road on their bikes! But to get the season off on the right foot, it’s important to keep the following safety tips in mind. Time to do a few laps around the track with us!


Auto January 28, 2022 • 4 min

Vehicle Maintenance in Winter

Keep your car in good condition despite the cold. Here are some tips on vehicle maintenance in winter.


Home January 26, 2022 • 3 min

Condo insurance: How does Bill 141 impact you?

There were a number of changes made to the Civil Code of Québec since Bill 141 came into effect in December 2018. These changes have an impact on condo insurance and on condominium syndicate’s insurance as well.


Leisure Vehicle January 15, 2022 • 2 min

6 tips to ensure a safe snowmobile trek

Do you own a snowmobile? Be sure to stay safe on the snow and ice. Before heading out this winter, make sure you know these safety tips. They may come in handy!


Auto January 7, 2022 • 2 min

Clear the snow off your car for everyone’s safety

Do you sometimes hop in your car without clearing off any snow? It’s risky and could cost you dearly. Here’s why.


Home January 7, 2022 • 2 min

Reduce risks: Thoroughly clear the snow off your property

Our winters provide their share of fun and inconveniences. Here are a few tips to reduce the risk of damage caused by the accumulation of snow and ice on and around your residence.


Home November 25, 2021 • 3 min

How to prevent damage to your temporary car shelter

Did you know that poorly installed or maintained car shelters are more likely to become damaged and to cause damage to your property and that of your neighbours? Find out how to reduce the risks!


Home November 19, 2021 • 3 min

Holiday season: Reduce the risk of theft

For most people, the holidays are all about sharing. For others, it’s the perfect time to go on a stealing spree. Luckily, you can reduce the chances of having this magical time of year ruined by a malicious act!


Auto September 28, 2021 • 3 min

Winter tires: Everything you need to know to drive safely this winter

Winter tires are mandatory in Quebec. But on which vehicles and for how long? What features do a winter tire have to have in order to be legal? How do these features increase safety?


Home July 19, 2021 • 5 min

3 tips to help you safely enjoy your outdoor fireplace

Are you spending more time at home or the cottage this summer? Follow our tips so that you can safely enjoy evenings around your fireplace!


Home February 10, 2021 • 2 min

Take care of your pool during winter as well!

Do you forget about your pool in the winter? Don’t, if you want it to be in good condition next summer! Check out how to take care of it until then.


Auto November 11, 2022 • 0 min

Preparing an emergency kit for your vehicle

Hitting the road soon? In anticipation of the variety of weather conditions you can expect this time of year, make sure you have an emergency kit in your vehicle. Check out how you can put one together right now!


Auto December 17, 2019 • 2 min

Automobile insurance claim: 5 instincts

Car thefts, vandalized vehicles, traffic accidents... In the heat of the moment, what you should do next is not always obvious. Here's some useful information that will allow you to do the right thing at the right time.


Home October 23, 2019 • 1 min

Snowbirds: Don’t take off without protecting your property

The cold inspires many people to head South during the winter. Are you among them? Don’t take off without taking a few precautionary measures when it comes to your home and auto insurance coverage.


Home September 11, 2019 • 3 min

Do students need home insurance?

There are many tenants, especially students, who believe they don’t need home insurance. But it can actually spare them from many headaches!


Auto May 22, 2019 • 2 min

Everything you need to know to adequately insure your used car

Buying a used car usually means you’ll be saving a pretty penny. But it doesn’t mean you don’t want to get a good return on your investment! Here’s how auto insurance can help you!


Auto March 19, 2019 • 3 min

8 facts about hit-and-runs

Test your knowledge on hit-and-runs


Home February 20, 2019 • 3 min

4 things you need to know about latent defects

Many home buyers get nightmares from thinking about the possibility of discovering a latent defect in their new home. But did you know that being well-informed on the matter and by taking certain precautions, you could reduce the chances of making such a frightening discovery, all the while being better prepared to face it?


Home January 23, 2019 • 2 min

5 facts about earthquakes and insurance

Even though most earthquakes in Quebec don’t cause any property damage, we can still experience significant aftershocks. Would you know what to do in this type of situation? Do you know which types of damage would be covered by your insurance?


Leisure Vehicle August 1, 2024 • 3 min

7 prevention measures for a hassle-free roadtrip

Have safe travels and an unforgettable experience on the roads in Canada and the US by taking these 7 prevention measures. Good memories guaranteed!